The Best Credit Card Advice
The best credit card advice you are likely to ever receive is to limit your credit card purchases.
The advent of plastic money- the credit card has revolutionized the way people spend their money. What were heretofore unaffordable has suddenly become easily purchasable. Much needed –or much-wanted—items are now within reach, so people are tempted to buy whatever they fancy just because they can afford it. The problem is 
most people do not listen to sound credit card advice from those who know.
The Purpose of Credit cards
The real purpose of the credit card system is to make money from you. The credit card company issues the card so it can charge you interest on your late payments and from the service. The store accepts your card because they earn from your purchases. In exchange you get to buy today and pay it later, albeit for a fee. So our credit card advice is for you to watch what you buy because you usually end up paying more for it than its actual tag price.
Benefits and Pitfalls
There is good and bad in anything in this world, including credit cards. Its benefits range from ultra-portability (you can carry it anywhere easily and so slim in your wallet), through safety (it cannot be used by others), to convenience (preferable over wads of cash), and widely acceptable (sometimes even preferred over cash). Topping them all is the benefit of being able to buy more expensive items when desired without much thought on payments. So our credit card advice here is determine first what you can afford from your income.
But all those benefits come at a price: interest, ranging from two percent to five percent a month. The more you buy, the more you pay, and if you are not careful in your purchases, the total of both might exceed your disposable income. You become poorer than you intended to. Thus our credit card advice here is mind your balance.
You Are In Charge
Credit card use is a convenience; the trick is for you to stay in charge of it and not let it get out of control. Be selective of what you buy. Plan your purchases so you buy only what you need, and you will maintain mastery over your credit card. That is our best credit card advice for you.
